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The right strategy can help minimize their future estate taxes.

If you’re reinventing the wheel with every single task, you are forgoing all the benefits that technology was intended to provide.

Sastry Malladi is chief technology officer at FogHorn Systems.

Pedram Abrari, CTO at Pramata, is a technology services veteran, having spent decades in software development, from hands-on technical work to engineering team building and leadership. Most recently, he led the research and development and cloud operations teams at Tidemark as VP of Engineering. Previously, Abrari led similar efforts for Neil Young's company PonoMusic and Progress Software. Abrari also founded his own company, Corticon Technologies, Inc., which he oversaw for over a decade. He graduated from UCLA with a BS in Computer Engineering, and received a Master's in Computer Science from USC.

Richard Blahunka, CBIP, has over 25 years of business intelligence and analytics experience specializing in architecture, product management, project management, governance, and strategic thinking -- predominantly in Fortune 500 companies, including Lockheed Martin, FedEx, MCI, Entergy, SAS, and NCR -- within military, utility, airline, telecommunications, banking, manufacturing, and education industries. He is currently an Enterprise Architect for data management and enterprise analytics at Entergy Corporation based in New Orleans, and can be reached at rblahun@entergy.com orrickblahunka@yahoo.com.

Victoria Finkle is deputy Washington bureau chief and editor of American Banker's op-ed blog, BankThink.

Fixed indexed annuities guarantees minimal investment returns amid a down market, but investing in them still carries some risk.

Advisors have gotten caught in the crossfire: politicians have errantly assumed that 100% of advisory firm earnings are wage compensation .

Authorities say the now barred broker concealed his fraud through a variety of methods, including by creating falsified tax forms and lying to accountants.

The five consultants spent a combined 55 years at the No. 1 IBD, and they set up shop near two of its main corporate offices.