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Timothy Crosby is Senior Security Consultant for Spohn Security Solutions.

Nick Spanos is founder of the Bitcoin Center.

If you are going to charge a fee above a few basis points, you have to demonstrate your ability to deliver a unique market exposure.

Joe Anthony is president of financial services at PR firm Gregory FCA.

State administrators find reason for scrutiny in advisors’ increasing use of flat fees.

Terry Trsar is a business consultant and member of the ISACA.

Jane Seago is a buiness and technology writer and member of the ISACA.

Kris Lovejoy is CEO of BluVector, developer of a machine learning-based network intrusion detection system. A recognized expert in the field on security, risk, compliance and governance, she previously was the general manager of the IBM Security Services Division.

Ned Leiba is owner of Leiba & Bowers, CPAs, a firm in Stockton, Calif. He has been a CPA since 1976.

Although retirees need to protect their savings to avoid losing money, extreme aversion to loss could do more harm than good.