You don’t have to scour far in our economy to find industries that have been disrupted by technological innovation—retail, real estate, travel planning, and now taxi services. The same will happen to the financial advisory industry with robo firms, predicts Deborah Fox, a planner and the chief executive and founder of consulting firm Fox Financial Planning Network.

“Our industry is at the early stages of disruption by robo advisors. It’s not a question of if this will happen but when and how much,” Fox says.

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