BOSTON-Retirement isn't always Adirondack chairs and seaside views, even for employees who do participate in company-sponsored defined contribution plans. Not even auto enrollment at 6% with a full company match can solve the retirement crisis.

Getting workers to better prepare is going to take education and a dose of reality not only for plan participants, but also for plan sponsors, according to panelists at Insight Forums' "Financial' Communications Forum" here last week.

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