Consumers are considering investing again, with the personal help of financial advisers, the Insured Retirement Institute found from a panel survey of 24 retirees and pre-retirees conducted by Maslansky, Luntz and Partners.

This is an improvement from last year, when consumers voiced distrust of the financial industry. This year, investors said they sense a recovery and are taking a more personal approach to investing. They are seeking financial advice but are still skeptical of what they are told, and are augmenting it with their own financial research.

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