The accident was probably the client’s fault, remembers Austin Frye, CEO of the Frye Financial Center in Miami. “He said that he was driving two Uber passengers and made a lazy left turn at an intersection,” Frye says. “A motorcyclist clipped him as he went through the intersection, spun out, crashed and died.”

The client ”was shaken up by what had happened,” Frye continues. “He was also scared by what could happen to his assets, especially after his insurance company declined to cover him because he was using a private vehicle for commercial purposes.”

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