If President Bushs new retirement savings options make it through Congress, the majority of employees say they would use the new accounts, a recent survey finds.
Almost 60% of respondents said the new accounts would help them save more, yet the freedoms they permit lead 45% to worry about the temptation to use their savings for other purposes than retirement. Some 33% polled say the provision that allows withdrawals to be taken at any time without penalty is the most appealing feature of the new plans.