The Federal Deposit Insurance Corp. took seven enforcement actions and freed 13 banks from orders in June, according to a list of regulatory actions released Friday.

The new enforcement actions included five consent orders. The banks affected were the $388 million-asset Bank of Union in El Reno, Okla.; the $93 million-asset First Security Trust Bank in Florence, Ky.; the $16 million-asset Citizens State Bank and Trust Co. in Woodbine, Kan.; the $10 million-asset First Electronic Bank in Sandy, Utah; and the $1.7 billion-asset First California Bank of Westlake Village, Calif.

First Electronic and a First California affiliate were also fined by the FDIC. First Electronic was ordered to pay a civil penalty of $250,000 and to pay restitution to its customers in connection with flawed account disclosures. First California's Cornerstone Marketing affiliate was ordered to pay $25,000 over violations related to reloadable cards the bank offered. In May the FDIC announced a$600,000 penalty against First Californiarelated to the violations.

The FDIC also issued two prompt corrective action orders requiring undercapitalized banks to raise their capital ratios. The banks were the $396 million-asset Community South Bank in Parsons, Tenn., and the $202 million-asset Securant Bank & Trust in Menomonee Falls, Wis.

The thirteen banks that were freed from FDIC actions in June were Great Eastern Bank of Florida in Miami; Amalgamated Bank in New York City; Parkway Bank & Trust Company in Harwood Heights, Ill.; Ixonia Bank in Ixonia, Wis.; Kinderhook State Bank in Kinderhook, Ill.; Citizens Bank in Enterprise, Ala.; Community State Bank in Norwalk, Wis.; Bank of Naples in Florida; Bancroft State Bank in Wisconsin; Community South Bank in Parsons, Tenn.; First Savings and Trust Bank in Oneida, Tenn.; Alliance Bank in Lake City, Minn.; and University Bank in Ann Arbor, Mich.

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