News headlines today are riddled with fines and lawsuits against some of the biggest financial brands in the world, even as regulators crack down and push major legislative overhauls into implementation, such as 2010 Dodd-Frank Wall Street Reform Act in the U.S. and Retail Distribution Review (RDR) in the UK.

What's becoming unavoidably clear is that the market environment is changing and so must our industry, particularly when it comes to fees and fee management.

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