Investors under the age of 46 (“Gen X/Y”) have become more optimistic about investing, but those ages 46 to 64 (“Boomers”) are holding back, according to the latest MFS Investing Sentiment Survey.

More than 40% of  Gen X/Y investors with $100,000 in investable assets reported they increased the amount they contributed to retirement plans in the last 12 months and more than half saved more outside their 401(k) or IRAs. Also, more than half say that they should invest overseas.

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