While some retirement consultants have begun suggesting guaranteed retirement returns in light of the Enron bankruptcy, that would not be a good idea, according to the Employee Benefit Research Institute.

"Since some advocates in Congress and elsewhere argue that Enron has demonstrated the need for some sort of ‘insurance’ for American workers’ 401(k) retirement accounts, it is relevant and informative to explore how other systems have already addressed this issue," said Dallas Salisbury, president and CEO of EBRI.

Subscribe Now

Access to premium content including in-depth coverage of mutual funds, hedge funds, 401(K)s, 529 plans, and more.

3-Week Free Trial

Insight and analysis into the management, marketing, operations and technology of the asset management industry.