Chief financial officers at some of the nation's largest banks and financial services firms are downright bullish on the U.S. economy's overall outlook but nagging concerns about health care reform and the uncertainty of those costs are tempering their optimism.

This general unease with the unknown fiscal implications of government-mandated health care reform policies combined with mostly dour economic conditions in the individual states in which these CFOs' companies operate will likely hamstring the U.S. economy's thus far gradual recovery and push prices for goods and services in the short-term.

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