This year has been difficult for everyone. Clients have been worried about what will happen to their portfolios, and you’ve tried everything to keep them calm and collected. And who can blame them? There’s no question it’s been a period of ups and downs (the 1,000-point drop the Dow took last week only to turn around and gain 700 points that same day may have been more poetic than we realize).

But as you work to keep clients in line with their long-term goals, you’re worrying about another problem: the future of your business. How it will grow in these tumultuous times? Will you lose clients? Can you still retire on time and who will help pave the way?

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