Most qualified plan investors have beaten the bear market, with 401(k) plan participants slightly better off than individual retirement account (IRA) holders, according to a study of five million households by the Vanguard Group's Center for Retirement Research.

The study shows that more than 80% of 401(k) plan participants and 70% of IRA investors have at least broken even with, if not exceeded, account levels from five years ago at the start of the bear market, the Associated Press reports.

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