Lincoln Financial Group has launched the Lincoln MYGuarantee Plus single premium deferred fixed annuity. It is available for qualified plans (IRA and Roth IRA) through partner firms and the Lincoln financial network.

It offers a steady, tax-deferred fixed rate of return with interest rate guarantee periods ranging from three to 10 years. Should the investor need emergency access to cash, they may withdraw 10% a year before the interest guarantee period ends without being fined a surrender charge or subject to a potentially downward market value adjustment.

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