When Carlos Garcia speaks about the Latino American community's lack of financial education, he offers himself as a prime example.

It wasn't until his third year at Merrill Lynch, he says, before he began investing in a 401(k).

Register or login for access to this item and much more

All Financial Planning content is archived after seven days.

Community members receive:
  • All recent and archived articles
  • Conference offers and updates
  • A full menu of enewsletter options
  • Web seminars, white papers, ebooks

Don't have an account? Register for Free Unlimited Access