Planners have been hearing about and preparing for the baby boom ever since the first 1946er became a client. Yet their single-minded focus on boomers may mean they've missed another demographic trend: the singles surge.

According to the Census Bureau, divorce rates and the proportion of the population that's never been married has risen. From 2000 to 2010, singles increased to 35% of 50 to 54 year olds, from 29%. Among 55 to 64 year olds, singles increased to 33%, from 30%.

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