Financial planners, detail-oriented as they are, thought President Barack Obama’s 2012 State of the Union speech struck an optimistic tone, but were left wanting more specifics on how and who would foot the bill for several initiatives.

The plan to train 2 million Americans in skills that will lead directly to jobs was a major step in the right direction, said Mark Lamkin, CEO of Lamkin Wealth Management, based in Louisville, Ky. It is a refreshing break from the rhetoric that he feels normally characterizes Obama’s speeches, and reassurance that the president cares about job creation.

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