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Here’s how to protect your 401(k) from the next big market drop The possible decline of the stock market in the foreseeable future is not reason enough for 401(k) participants to reduce their investment in stocks, says an expert. Retirement investors can determine their appropriate stock allocation based on their age, the date of retirement, and their tolerance for risks. For example, younger workers with plenty of years ahead before retirement may invest up to 80% of their 401(k) assets in stocks, as long-term earnings from these products can offset the risks.   --CNN Money

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