The lagging stock market and consistently poor saving habits have done little to dampen Americans’ retirement confidence, the latest figures from the Employee Benefit Research Institute (EBRI) show.

Furthermore, EBRI finds stock market declines have had little impact on retirement confidence, as the close of the Dow Jones stock index does not correlate to changes in confidence levels. In fact, at the market’s peak in 1999, confidence levels were at their lowest point in recent years.

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