Charles Schwab of San Francisco couldn't have asked for better timing as it relates to Enron's unfortunate meltdown.

Since last fall, Schwab has been working on a new program it rolled out in late in January 2002. The program, called the Schwab 401(k) Checkup, offers Schwab clients and non-clients a free assessment of their 401(k) plan to determine if an individual has his or her plan's assets appropriately allocated according to their personal risk tolerance.

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