That’s no surprise, but this is: Instead of blaming their financial advisers entirely for their situation, the respondents to this online survey say they are dealing with their losses by adopting more disciplined money management routines for the year ahead.

A majority of participants in survey, 76%, say they are only somewhat confident that they receive sound guidance from their investment professionals. And they are willing to cut and run: 25% of respondents are considering changing financial services firms or advisors. Thirty-two percent of investors want better fee structures; 32% desire better advice and 29% want more proactive contact from their advisers.

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