Fintech developers continue to bet consumers can save for the short term and the long haul if just given the right tools.

This week, Vault, an investment startup in Portland, Oregon, launched mobile apps tied to a product that invests a percentage of an on-demand worker’s paycheck into an individual retirement account. Meanwhile, the startup Retiremap announced a system — created in partnership with Duke University’s Common Cents Lab — that partners with companies to offer their employees financial coaching on goals they rank high.

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