Professional clients in high-income, high-stress careers have an unusual set of planning concerns. As planners might expect, these are people who earn enough to retire early if they want (or need) to and still have almost anything they want.

But their high-pressure jobs can make them far too busy to focus on their long-term financial plan, says Steve Janachowski, chief executive of Brouwer & Janachowski in Tiburon, Calif. They may also be emotional and prone to impulsive moves.

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