IBM's new partnership with Apple, in which it is building industry-specific apps for iPhones and iPads, will bring about a new set of applications bank employees can use on the go.

But the real value, especially for large banks, may be the integration services that will come out of this collaboration that will allow legacy systems written in old code, like Assembler or COBOL, to run on the iPhones and iPads that many employees prefer to use.

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