When people ask me where the market is going, it’s tempting to give them what they want. I could deliver a throwaway sound bite with my can’t-miss forecast for the year.

This might temporarily validate my perceived credibility as a financial planner. After all, it’s unsexy and underwhelming to say, “I don’t know.” But I persist with the untidy answer of a shrug for a variety or reasons. Here are a few.

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