We’re officially half-way through 2013. And, for anyone who isn’t yet to the midpoint of reaching their annual goals, this can be a hard pill to swallow.

The enticing fun and sun of summer, although enjoyable, can make it even more challenging to stay focused on the goals you’ve set earlier in the year. It’s a time for a reflection of the first six months of the year and, if you’re falling short, for adjustments as needed. 

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