It all starts in January. Just after we release the results of our annual Tech Survey in December, Financial Planning editors, reporters and data experts begin discussions anew on how we can make the following year’s in-depth examination of digital trends even more compelling. But even with our early start, it’s the questions we add to the survey at the last moment that often reveal some of the most the most exciting, insightful or disturbing insights.

“This is the first year we asked the age of the technology decision-makers,” columnist Joel Bruckenstein, who wrote this month’s feature, “Future Ready,” tells me. “That number came in a bit lower than expected.” Indeed, 17% of our survey respondents fell in the 25-to-34-year-old age range.

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