Banco Popular de Puerto Rico

Keven Smith is the president and chief executive of Mortgage Builder Software, Southfield, Mich.

Simon Campbell has spent over 15 years in all the various facets of real estate including sales, purchases, investment and research. His experience also includes commercial and residential property management, and even real estate appraisal. He is recognized among his peers as an expert in the real estate field. Now after gaining such a wealth of personal experience, Simon has changed directions and is sharing his knowledge and experience with others through writing, mentoring and consultation. Check out Simon�s profile on�Google+�and also his�blog.

Jerry leads Information Technology at Guaranteed Rate, Inc the 8th largest Mortgage company in the U.S. His mission is the digital transformation of the Mortgage experience by developing unique products using Mobile, Cloud, Online and Web Services. His goal is a completely paperless end-to-end mortgage process. Jerry has had C-Level roles at JP Morgan (Washington Mutual), Bank of America (Countrywide) and McKesson Corporation. Additionally, he led engineering, product management and services for TurboTax and Online Banking at Intuit, Inc. Jerry is the founder of several successful startups and has advised the Fortune 500 on digital transformation, product management and online services. Jerry is a graduate of the David Syme School of Business at Monash University in Melbourne, Australia.

Mr. Anselmo brings more than 28 years of experience in the banking and mortgage industries as CEO of The MRN Companies. Prior to founding MRN cubed and SigniaDocs, Anselmo served as President and CEO of Mortgage Resource Network (MRN), a Business Process Outsource and Technology provider to the mortgage industry which he founded in 1999. Clayton Holdings acquired the company in 2006 with Anselmo serving as a member of Clayton�s executive management team. Recognizing the many benefits of the eMortgage, he left Clayton to concentrate on the launch of SigniaDocs at the end of 2006. Utilizing a combination of SigniaDocs� technologies and MRN�s outsource services he oversees the strategy and migration of his clients to an eMortgage environment for origination, purchase and servicing. Anselmo has held a variety of positions during his career, including Executive Vice President for a firm providing Due Diligence and Origination Support Services to the mortgage industry becoming the largest vendor to the RTC. He spent 15 years in the banking industry and served as a senior officer for an $87 billion bank holding company from 1982 to 1993. In 1990 he was chosen to manage the start up of the Credit Administration and Loan Servicing divisions of a newly formed subsidiary for the administration of failed bank assets, acting as a liaison to the FDIC. He also oversaw process re-engineering engagements of Accenture (formerly Andersen Consulting) while in the banking industry and later with DACOM after exiting the banking industry. He has been published in Mortgage Technology and Mortgage Banking magazines and has been a frequent speaker at Mortgage Bankers Association conferences. Anselmo graduated with a Bachelor�s degree in economics and finance from the University of Texas at Dallas.

Jeff Bradford is the founder and CEO of Bradford�Technologies, the leader in the new field of computer-aided appraising software.� He has�over 26 years of experience creating innovative solutions for appraisers and is a nationally recognized expert�in�computer technology and analytics. Prior to founding Bradford Technologies, Mr.�Bradford worked at companies such as Apple Computer, Structural�Dynamics Research and FMC Central Engineering Labs. He holds three masters degrees. One in Engineering Mechanics, Computer Science and an MBA.

Eileen Fitzgerald is the CEO of NeighborWorks America.

CRM pioneer Mike Muhney, the co-creator of ACT! software (credited as the catalyst for the "customer relationship management" industry), is CEO of mobile relationship management purveyor vipOrbit�the first relationship-centric contact manager solution enabling mobile business professionals to manage their contacts, calendar and client/customer interactions across Mac, iPhone and iPad platforms. He may be reached at www.VIPOrbit.com.

Garth Graham heads STRATMOR Group’s marketing strategy and execution practice, which focuses on lead generation and lead management methods and practices primarily for the consumer direct and retail mortgage origination channels. Graham has over 25 years of experience in sales and marketing, ranging from Fortune 500 companies to successful startups, including management of two of the most successful e-commerce platforms, and was one of the original founders of mortgage.com.� As an executive with ABN-AMRO, Graham was part of the executive group and author of the 5-year strategic plan that led to the successful $9 billion sale of the mortgage company to Citigroup in March of 2007 which closed before the market downturn.Graham was a founder and key member of the executive management team at mortgage.com, and led the company through its dramatic expansion in the late 90s and successful IPO in 2000, before its ultimate sale to ABN AMRO. �Mortgage.com originated the first mortgage through the Internet in 1997 and was the original platform for the Quicken and Microsoft mortgage initiatives.Graham also worked for 9 years at Chase Manhattan Mortgage, where he developed the corporate and affinity marketing programs, securing Fortune 500 accounts, including the successful sale of Union Member Mortgage Program, an exclusive relationship between Chase Mortgage and the 13 million members of the AFL-CIO.Graham’s regular columns in National Mortgage News and American Banker are widely read. He has been quoted extensively in industry periodicals, resulting in over 40 million press impressions over his career. Graham studied Economics and Computer Science at the University of Virginia and has completed Six Sigma Champion and Green Belt Training.�

Josh Moffitt is president of Silverton Mortgage Specialists Inc., Atlanta.