Banco Popular de Puerto Rico

Terry Matsumoto was appointed Chief Financial Services Officer of the Los Angeles County Metropolitan Transportation Authority in December 2006. He is responsible for accounting, debt, investments, risk management, pension and benefits, and revenue.Mr. Matsumoto previously also held the position of Treasurer from April 1998 to December 2012. He has served as Executive Officer, Finance, Executive Officer, Administration, Controller and Director of Strategic Funding Analysis for the MTA’s Regional Transportation Planning and Development Division. Prior to joining the MTA, Mr. Matsumoto was the Controller of The Community Redevelopment Agency of the City of Los Angeles.His prior positions include Assistant Controller for Republic Geothermal, Inc., Division Controller for Tetra Tech, Inc., in Arlington, Virginia, and Senior Accountant for Coopers & Lybrand. He is a Certified Public Accountant and holds a Bachelor of Arts in Economics and an MBA from the University of California, Los Angeles.

Mr. Taverna practices solely in the area of federal income taxation. He is a graduate of Rutgers, the State University of New Jersey (B.A., summa cum laude), Brooklyn Law School (J.D.) and New York University School of Law (LL.M.).Mr. Taverna provides tax advice to issuers and underwriters regarding tax-exempt bond financings involving new money projects, current and advance refundings, capital as well as working capital financings, commercial paper issues, and pooled bonds. He participates in the structuring of governmental bonds, private activity bonds, §501(c)(3) bonds, recovery zone bonds, qualified zone academy bonds, build America bonds, and any other type of tax-credit bonds. Mr. Taverna has also represented issuers in connection with various IDRs, V Cap Closing Agreements and IRS audits. Mr. Taverna is a member of the American Bar Association, New York State Bar Association, and the National Association of Bond Lawyers.

Dr. Lomax has been extensively involved in urban mobility research for more than 20 years. He developed and applied a methodology to assess areawide traffic congestion levels and congestion costs. The current study includes information on 85 cities throughout the U.S. from 1982 through 2003. The study examines trends in urban area mobility and documents the effect of transportation investments. Several measures of effectiveness have been used to describe mobility to a wide range of audiences including transportation professionals, public policy decision-makers, the media and the general public. The research, with funding from state DOTs and metropolitan planning organizations, will improve the mobility measuring capabilities and expand the ability to communicate with general audiences.He has been invited to make presentations on congestion, mobility and performance measure issues to a variety of groups including the Transportation Research Board, the Institute of Transportation Engineers and state and local governments in the U.S. He has testified before subcommittees of the U.S. House of Representatives, U.S. Senate and Texas Senate on mobility issues. He has appeared on PBS's "Lehrer NewsHour," National Public Radio's "All Things Considered," major television network news shows and many newspapers, radio and television stations in major cities covered in the annual mobility report.Dr. Lomax has also been involved in developing and evaluating a wide range of solutions to mobility problems, including high-occupancy vehicle facilities, and in improving decision-making processes and performance measurement. These studies assessed the need and cost effectiveness of potential improvements, improved the evaluation and prioritization processes and resulted in cost effective implementation of projects and programs.

Bernard L. Weinstein is director of the Center for Economic Development and Research and a professor of applied economics at the University of North Texas in Denton. The Center was established in 1989 to provide economic analysis and consulting services to university constituents in the private, non-profit, and public sectors. He also serves as director of the Institute of Applied Economics, which offers masters degree programs in economic development.Dr. Weinstein studied public administration at Dartmouth College and received his B.A. in 1963. After a year of study at the London School of Economics and Political Science, he began graduate work in economics at Columbia University, receiving an M.A. in 1966 and a Ph.D. in 1973.He has taught at Rensselaer Polytechnic Institute, the State University of New York, the University of Texas at Dallas, and Southern Methodist University. He has been a research associate with the Tax Foundation in Washington, D.C., and the Gray Institute in Beaumont, Texas. He has worked for several U.S. government agencies including the President’s Commission on School Finance, the Internal Revenue Service, and the Federal Trade Commission.Dr. Weinstein has authored or co-authored numerous books, monographs, and articles on the subjects of economic development, public policy, and taxation, and his work has appeared in professional journals such as Land Economics, Challenge, Society, Policy Review, Economic Development Quarterly, Policy Studies Journal, and Annals Of Regional Science. His work has also appeared in The New York Times, The Wall Street Journal, The Los Angeles Times, and a number of regional newspapers and magazines. He is a former member of the editorial board of Society magazine and currently serves on the Dallas Morning News Board of Economists.Dr. Weinstein has been a consultant to many companies, non-profit organizations, and government agencies, and he testifies frequently before legislative, regulatory, and judicial bodies. His clients have included AT&T, Texas Instruments, Entergy, Devon Energy, the Nuclear Energy Institute, the U.S. Conference of Mayors, the Western Governors Association, the City of San Antonio, and the Joint Economic Committee of the U.S. Congress.Dr. Weinstein was director of federal affairs for the Southern Growth Policies Board from 1978 to 1980 and served as director of the Task Force on the Southern Economy of the 1980 Commission on the Future of the South. From 1984 to 1987 he was chairman of the Texas Economic Policy Advisory Council and from 1987 to 1988 served as visiting scholar with the Sunbelt Institute in Washington, D.C. In 1992 he was appointed by Lieutenant Governor Bob Bullock to the Texas Partnership for Economic Development. He is currently a senior fellow with the Southern Growth Policies Board, and he serves on the board of the Dallas Business Finance Corporation. He is also a director of Beal Bank, the largest locally-owned bank in Texas.

Kim Edwards is a Vice President in Municipal Finance with Fidelity Capital Markets, the brokerage and trading division of Fidelity Investments. Fidelity Investments is a leading provider of investment management, retirement planning, portfolio guidance, brokerage, benefits outsourcing and other financial products and services to more than 20 million individuals, institutions and financial intermediaries. Kim has worked in the public finance industry for over twenty-five years. Prior to joining Fidelity she served eleven years as the Executive Director of the Texas Public Finance Authority, where she managed debt issuance and capital finance for the State of Texas. In that capacity she was responsible for the issuance and administration of over $5 billion of municipal bonds. Kim has also served as the Assistant Executive Director of the Municipal Advisory Council of Texas, where she managed a team of municipal credit analysts and the implementation of SEC Rule 15 c 2-12. Ms. Edwards has also served as a financial advisor to state and local governments, and worked for the Government Finance Officers Association and Price Waterhouse in Washington, D.C. Kim holds a B.A. from Rice University, an MBA from the University of Texas, and a Masters degree from the LBJ School of Public Affairs at UT Austin.

Dwight Burns became the Executive Director of the Texas Public Finance Authority in May 2009. Previously he served as Vice President/Senior Analyst at Moody’s Investor Service in Dallas and served as a financial advisor at Southwest Securities, and prior to that, a policy analyst/advisor for the Austin City Council and for the Texas State Senate. He holds a bachelors degree in government from the University of Texas, and a master’s in public affairs from the University’s LBJ School.He served as president of the Allen Library Endowment Fund; and was a member of the legislative affairs group of the Allen Chamber of Commerce. He has also taught Texas and U.S. politics courses for the Dallas Community College and Austin Community College systems.At this time he lives with his wife Ursala and three children in Austin, Texas.

Mr. Hinojosa has built a strong reputation for creative solutions to complex challenges in the world of investment banking. He has broad experience as a financial advisor to municipalities, as well as direct involvement with the firm's municipal bond underwriting activities.Since co-founding Estrada Hinojosa in January of 1992, Mr. Hinojosa has been responsible for managing the successful execution of the firm's transactions totaling in the thousands and in excess of $192 billion in par value. In the past two years alone, the firm participated in 445 transactions totaling in excess of $47 billion.In 1995, Mr. Hinojosa was the first Hispanic to serve on the Texas Municipal Advisory Council, the state industry's board. In 2006, he was elected by industry peers to serve on the global board of the Securities Industry and Financial Markets Association (SIFMA). SIFMA is the industry's think-tank, with offices in New York, Washington, London and Hong Kong. He was appointed by former President George W. Bush to the Board of Directors of the Securities Industry Protection Corporation, completing his second term in 2006. He also serves on several civic boards.Recognized as an authority in the Investment Banking industry, Mr. Hinojosa has provided expert testimony in numerous seminars in the United States, Mexico and Spain.