Banco Popular de Puerto Rico

Steve Mott is a 25-year veteran of the electronic payments industry, specializing in �landscape� and strategic assessments, transaction economics, innovative uses of debit networks, authentication and security technologies, and emerging alternative payments types and venues�including stored value, online and mobile commerce, cloud-based/digital marketing systems, and transacting over social networks. As principal of BetterBuyDesign, a payments consultancy, Steve (and partner organizations) work with clients on strategy development, product research and design, organizational effectiveness and vendor management, technology evaluations, and market assessments. His clients include merchants, banks, processors, networks, technology providers and corporates. Steve also advises investment firms on industry trends and developments, conducts business valuations and M&A/due diligence support, and serves as an expert witnesses in patent, trade secret, and other IP matters. Steve serves as a subject matter expert for the Federal Reserve and other industry organizations, speaks at two dozen payments conferences each year, and is a frequent contributor to Digital Transactions Magazine and n*genuity Journal.

With over 10 years of experience with Phoenix Interactive, Scott�s focus has been on business solution definition for retail banking transformation programs.� Additionally, Scott has previously lead Phoenix�s client services, business development & marketing efforts.� In his current role, Scott is responsible for assisting clients to chart a positive and tangible course forward for channel transformation by identifying a range of possible solutions with concrete recommendations.� Scott provides expertise and insights to complement existing client resources when evaluating and launching new retail banking transformation initiatives and projects.� Prior background includes 15+ years in financial services, retail banking, product, software and e-business industries with strong branch banking, branch technology, sales, relationship management, marketing and leadership abilities.�

As Managing Director, Kaspersky Lab North America, Chris is for responsible for the company�s sales, marketing, and business development functions and for achieving the company�s objectives for growth in market share and profitability. Chris also has shared management oversight and responsibility for the public relations, customer support, finance, human resources and information technology functions.Chris brings more than a decade of sales, marketing and operational experience in the information security market to the company. Prior to his role as Managing Director, Chris was the Senior Vice President of Corporate Sales, Kaspersky Lab North America, during which time he was responsible for increasing market share throughout the region. Prior to joining Kaspersky Lab in 2012, Chris was the global channel sales leader at Sophos.

Priya Dozier is a vice president of product development for the Retail Payments division at FIS�. Priya has over 15 years of experience developing merchant payments, eCommerce and risk management solutions for top retailers, with an emphasis on decreasing payment expenses and managing fraud. She played an instrumental role in launching FIS InterPayment, an industry-leading decoupled debit program designed to help retailers lower payment expenses and gain insight into their customers� behavior.Examining the process from the customers� perspective, Priya looks to simplify the user experience while providing merchants increased control over customer interactions. �Through her determination and desire to challenge the status quo and define and shape the future of the industry, she has positioned FIS in the unique situation to not only meet its clients� current needs, but also to anticipate and solve all of their future needs.Priya received an MBA from the University of South Florida and a bachelor�s degree in management information systems from Florida State University. She is certified in Pragmatic Marketing.

Arjan Schütte is the founder and a managing partner of Core Innovation Capital, a leading venture capital fund investing in financial services companies that empower everyday Americans. Such investments include Oportun, Ripple, CoverHound, and TIO Networks. Arjan is a sought-after consumer finance expert and a passionate advocate for market-based financial inclusion. He blogs for Forbes, and has been quoted in the Wall Street Journal, New York Times, and Economist, among others. He has spoken everywhere from SxSW to Stanford, from Money2020 to MIT. Arjan is a Senior Advisor to the Center for Financial Services Innovation, the nation’s leading authority on financial health, which he helped start in 2004. He currently sits on the boards of BankingUp, CoverHound (as observer), Ripple (as observer), SavvyMoney, TIO Networks, and Vouch. A number of Arjan’s investments have been successfully acquired, including AccountNow (by Green Dot), CircleLending (by Virgin Group), L2C (by TransUnion), and RentBureau (by Experian). Prior, Arjan spent a decade as an entrepreneur in several venture backed startups as a technology leader and general manager including Pierian Spring Software, Cognitive Concepts (acquired by Houghton Mifflin), Capella Learning (now NASDAQ: CPLA), and DoTheGood. Arjan earned his Master’s from the Media Laboratory at the Massachusetts Institute of Technology, as an Interval Research Fellow, and his Bachelor’s in Philosophy and Communication at Lewis & Clark College. He commutes between Los Angeles and San Francisco, when he’s not doting on his his wife and two young children.

Marcus Stanley is the policy director for Americans for Financial Reform.

Terri Kelly is the Executive Vice President of Business Banking at Flushing Bank where she is “responsible for managing and growing the Business Banking division for the bank.”�Manage all aspects of C&I loan business for the bank including business development, underwriting, credit approval, servicing, operations, portfolio management and asset recovery. �Business commercial loan products include, small business, middle market, large corporate (SNC), and SBA.Manage all aspects of Cash Management services for the bank.� Oversee product development, vendor management, revenue and profitability for Cash Management products.Responsible for establishment of policies, guidelines, procedures for credit and risk for Business Banking and Cash Management. �Present credits for approval to Management Loan Committee, Directors Loan Committee and Asset Classification Committee.Develop and implement annual business plans, budgets and strategic initiatives. Establish goals and objectives for the Cash Management and Business Banking teams. �Establish and oversee team’s incentive plans. Create product promotional campaigns.Manage a team of Senior Vice Presidents that oversee Credit Center, Cash Management and Business Banking sales teams.Before coming to Flushing Bank, Terri had 22 years of experience working in commercial banking. �She was the Senior Vice President in Commercial Banking for Bank of America where she managed Business Banking and Middle Market teams. �Prior experience was with Citibank as a Senior Relationship Manager overseeing a team of bankers developing and managing commercial customers.Among the organizations that Terri has been involved in are the American Heart Association, American Cancer Association, Long Island Forum for Technology, New York Business Development Corp., National Association of Women Business Owners, �The Long Island Center for Business & Professional Women and The Risk Management Association.� She is also a board member of the Queens Museum.�