Banco Popular de Puerto Rico

Brian Buckingham is the VP of US Services at Nomis Solutions, working with clients to implement best-in-class product and pricing solutions that enable deep customer understanding and data-driven decision making in a rapidly evolving market.� Previously Brian served as director of deposit products for small business at MUFG Union Bank, where he drove fee and interest rate pricing strategy, new product development and portfolio management. Prior to MUFG Union Bank, Mr. Buckingham held leadership positions at WaMu (acquired by Chase Bank) in both the consumer deposit product organization, as well as pricing management for home equity products, where he deployed an industry-leading price optimization solution. Mr. Buckingham holds an undergraduate degree in Economics from Pomona College, and is a graduate of the CBA Executive Banking School program.

John is a Senior Information Security Analyst with the Synovus’ Information Risk and Resiliency division with responsibility for Third Party Risk management within the Risk Governance team. Over the past 19 years at Synovus, he has held various operational and leadership roles in product development, technology, e-commerce, payments, procurement and vendor management.John is a graduate of Auburn University with Bachelor of Science degree in Finance.

Automation engineer with 25+ years experience in IT as developer , systems analyst, consulting, solution architect, project manager and operations manager. 15 years in financial industry, as a solutions architect, specialist in EDM, BPM, distributed applications and backoffice solutions for bank. 8 years as solutions architect, project manager and operation manager for insurance and private pensions solutions, with solutions deployed in Brazil, China and India, responsible for architecture, development, delivery and support. Project manager for ERP in a variety of industries, including chemical, electronics, health and financial. Since 2009 at IBM as Cloud Technology Leader for Latin America, specialist in cloud computing, cognitive computing and Internet of Things. Today is the main evangelist of IBM Latin America for platform of digital innovation, acting as speaker in the main events, conferences and congress in Brazil and abroad, in companies and universities, also acts as mentor for hackathons, accelerators and incubators in Latin America.

Teresa Schumann-Dodson is COO/Executive Vice President of Persolvo Data Systems in Irvine, California. Teresa also sits on the Executive Board of The Association of Settlement Companies (TASC) for the last 3 years. Her years of experience in the debt settlement industry brought her to the current position she holds with Persolvo Data Systems. Persolvo Data Systems automates the settlement process between debt settlement companies and Creditors, Collectors and Debt Buyers. Teresa background includes over 6 years of experience in the debt settlement industry.Her introduction to the debt settlement industry was acting as COO of one of the largest debt settlement company back in 2003 to 2005. She then moved on to help build yet another debt settlement company. During those years she has worked relentlessly trying to bridge the gap between Debt Settlement Companies and Creditors.Teresa's background also includes 17 years of corporate leadership experience. Has successfully directed company management in achieving desired levels of growth. Demonstrated the ability to combine visionary, strategic, and tactical operational expertise to produce bottom-line results and financial strength. She has a proven track record of increasing and organizations efficiency, enhance productivity and has lead successfully from small start ups to medium sized organizations and to evolve into large corporate expansion. Teresa is known for her commitment and passionate approach to everything she does to deliver effective results.

Ranked # 5 on this prestigious list, Pamela Joseph has received high praise for implementing a plan to mitigate the $300 million in revenue lost annually due to the Durbin Amendment, without imposing major price changes on consumer cardholders; rolling out a contactless EMV card in 2011, giving U.S. Bancorp bragging rights as the first U.S. bank to do so; and being first in the market with an instant credit application both on a mobile phone (Apple and Android) and on the iPad, allowing co-branded card partners to provide immediate credit card approval for store purchases. Pamela A. Joseph is vice chairman of U.S. Bancorp Payment Services and chairman of Atlanta-based Elavon, Inc., a wholly owned subsidiary of U.S. Bancorp. As a member of the 14-member managing committee at U.S. Bancorp, she is responsible for U.S. Bank Retail Payment Solutions, U.S. Bank Corporate Payment Solutions, Elavon Global Acquiring Solutions (formerly NOVA Information Systems and euroConex), and Elavon Financial Services, U.S. Bancorp’s chartered European financial institution. Joseph manages U.S. Bancorp’s Retail and Corporate payment services which include credit, debit, prepaid and small business card programs, as well as corporate, purchasing and fleet card issuing. She also oversees Elavon, the fourth largest merchant acquirer in the U.S. and fourth largest in Europe specializing in providing credit and debit card payment processing, electronic check conversion and other value added services in the United States, Mexico, Puerto Rico, Canada and Europe.Joseph is a 25 year veteran of the financial services industry. Before joining Elavon in 1994, she served with Visa International as director over new market development. Prior to her tenure with VISA, Joseph served for more than eight years in the banking industry with Wells Fargo Bank.In addition to her position at U.S. Bancorp, Joseph is a member of the board of directors of Paychex, Inc. a provider of payroll, human resource and benefits outsourcing solutions. She is a member of the board of directors for Centene Corporation, a multi-line health services enterprise that administers state Medicaid programs, and is also chairman of Gift of a Child, an organization that helps foster children find permanent families. U.S. Bancorp (NYSE: USB), with $264 billion in assets, is the parent company of U.S. Bank, the 6th largest commercial bank in the United States. The company operates 2,847 banking offices and 5,183 ATMs in 24 states and provides a comprehensive line of banking, brokerage, insurance, investment, mortgage, trust and payment services to consumers, businesses and institutions. Visit U.S. Bancorp on the web at www.usbank.com.