Banco Popular de Puerto Rico

Richard Levick, Esq. President & CEO of Levick Strategic Communications, represents countries and companies in the highest-stakes global crises and litigation. His firm has directed media strategies on Guantanamo Bay; the Catholic Church; the Wall Street crisis; most of the front-page product recalls; and the largest regulatory, corruption, and merger matters in the world. Mr. Levick was honored in two consecutive years (2009-2010) on the prestigious list of “The 100 Most Influential People in the Boardroom” by the NACD and Directorship Magazine, which is based on a survey of 15,000 public company directors and executives. He has been named to multiple professional Halls of Fame for lifetime achievement. Mr. Levick and his firm have received multiple other professional awards, including, including Crisis, Litigation, Investor Relations, and Food Crisis Communications Agency of the Year.Mr. Levick is the co-author of several books including Stop the Presses: The Crisis & Litigation PR Desk Reference, and is a regular commentator on television, in print, and on the most widely read business blogs including Forbes.com and TheStreet.com.

Ginger Schmeltzer is Senior Vice President of Emerging Payments at Fiserv, Inc. (NASDAQ: FISV). In this role, Schmeltzer leads development and execution of enterprise-wide initiatives to facilitate the delivery of new payment services, with a focus on the rapidly evolving mobile payments market.Schmeltzer joined Fiserv in August 2012, bringing significant experience in both digital channels and payments. Prior to Fiserv, Schmeltzer most recently served as Senior Vice President of Digital Channel Management at SunTrust Bank where she oversaw online banking, mobile banking and digital money movement technologies, in addition to online sales and the SunTrust.com website. During her time at the bank, Schmeltzer also developed and executed strategies for mobile financial services, person-to-person payments and electronic billing and payment.Prior to SunTrust, Schmeltzer spent eight years at Edgar, Dunn & Company, where she led the development and growth of the firm�s mobile financial services practice. She also has an extensive international background, including international sales and consulting experience.Schmeltzer holds Bachelor of Arts degrees in international business and Spanish from Virginia Polytechnic Institute and State University. She also holds an MBA from Emory University�s Goizueta Business School.

Clara is CEO and Founder of Hearsay Social and a pioneer in the social media industry. Hearsay Social is the leading social sales and marketing platform, empowering the world�s largest companies to build stronger customer relationships, grow revenue, and bolster their brands across social networks. In 2007, Clara developed the first social business application, called Faceforce, and subsequently authored the New York Times-featured bestseller, The Facebook Era: Tapping Online Social Networks to Market, Sell and Innovate, now used as a marketing textbook at Harvard Business School. Clara has been named one of Fortune�s Most Powerful Women Entrepreneurs, Fast Company�s Most Influential People in Technology, and one of Businessweek�s Top Young Entrepreneurs.Clara is a member of the Starbucks Board of Directors and previously served in a variety of technical, product, and marketing roles at Google, Microsoft, and Salesforce.com. She graduated #1 in Computer Science at Stanford University, where she also received an MS in Computer Science � User Experience and Design. Clara also holds an MS in Internet Studies from Oxford University, where she studied as a U.S. Marshall Scholar.