Banco Popular de Puerto Rico

Stessa Cohen is research director of banking and investment services at Gartner.

Vijay Padmanabhan is a Policy Advisor at Google Inc. specializing in advertising policy.� Prior to joining Google he was an Assistant Professor of Law at Vanderbilt University, teaching international human rights. Vijay also visited at the Center for Business and Human Rights at NYU Stern. From 2003-2008 he served as an attorney-advisor at the US Department of State focusing on human rights and terrorism.� Vijay clerked for the Honorable James L. Dennis of the US Court of Appeals for the 5th Circuit in New Orleans.� He is a graduate of NYU Law School and Georgetown University McDonough School of Business.

Mr. Neu is the Portfolio Manager and founder of the Evolution Income Funds within Evolution Capital Management.� These funds have invested in marketplace lending debt securities and loans since 2012.� He has more than 13 years of experience trading global markets and also has played a significant role in managing technology integration into the investment process at Evolution. He joined Evolution at inception in 2002 and has been involved in building out several of the firm’s arbitrage, event driven and volatility strategies that cover markets across Asia.� Mr. Neu graduated with a B.S.E. in Computer Science from Princeton University, where he was a member of the varsity basketball team.

Tom Jacobson is chief executive officer of Rural Dynamics Inc.

Louis Blatt is SVP Corporate Strategy at Genesys.� He is a member of the Genesys Executive Committee and leader of the strategic planning process. He leads projects to grow the company through organic means as well as through mergers and acquisitions. �Mr. Blatt has more than 30 years of experience in the high-tech industry and has served as Chief Product Officer at ACI Payments, SVP of Business Line Management at PegaSystems, EVP of Product and Marketing at Peregrine Systems, and was a Partner at Andersen Worldwide.

Hank Klein is founder of Arkansans Against Abusive Payday Lending.

Kyle Torpey, a freelance writer and researcher, has followed bitcoin since 2011. His work has been featured on VICE Motherboard, Business Insider, Nasdaq, RT's Keiser Report and other media outlets. Follow him on Twitter: @kyletorpey.

Katy Davis is a Vice President at ideas42, where she oversees consumer finance and education projects. Katy has led engagements with external partners including financial institutions, colleges and universities, credit unions, housing providers, and asset-building organizations. As a student at Yale School of Management, Katy conducted research that applied insights from behavioral science to microfinance and savings products. Previously, she worked at Glass, Lewis & Co., LLC as a mergers and acquisitions analyst and served as a Peace Corps volunteer in Namibia. Katy graduated Phi Beta Kappa from Reed College with a BA in Mathematics and holds an MBA from Yale School of Management.