Banco Popular de Puerto Rico

Lori Watt, CFP® - Lori is the Founder and President of Investors Advisory Group. She has over 30 years of financial planning experience, and has been a CERTIFIED FINANCIAL PLANNER™ practitioner since 1982. She has a wealth of knowledge in all areas of financial planning, but her specialties are tax and estate planning issues for small business owners.\n Lori started Investors Advisory Group in 1985 to provide comprehensive wealth management to high income\/net worth individuals in all areas of their financial lives. Through the years, the firm has grown to include 22 advisors and support staff, dedicated to guiding clients in making sound wealth management decisions throughout the stages of their lives.\n Lori has been named one of the top-ranked financial advisors in America by Research Magazine, being named to the Winner’s Circle®, an award recognizing the most outstanding financial advisors in the industry based on superior performance in money management, client service and business building, philanthropic activities, and acknowledged peer recognition and respect. For the last several years, she has been named to Milwaukee Magazine’s “Best in Client Satisfaction. She has also co-authored The Black Book on Personal Finance and has made regular appearances on local television programs discussing various topics of interest in financial planning. Lori has lectured to attorneys, accountants, large corporations, other financial advisors and the general public.\n

A lifelong resident of Chicago, Pat Koney has been an Ameriprise financial advisor for 24 years. She has risen through the ranks to become a Private Wealth Advisor and President of Patricia Koney and Associates, an independent Private Wealth Advisory practice. Pat and her team of four work with 550 clients and manage $135M in assets. \nPat’s success as an advisor has been recognized both internally and externally. At Ameriprise, she is among the top 5% of advisors and is a member of the Ameriprise Diamond Ring club. She has also been included in the Million Dollar Round Table and recognized in Chicago Magazine as an Elite Five Star Wealth Manager in 2010 and 2011. \nPat loves to spend time with her family, including “the world’s most darling granddaughters” ages 2½ and 7 months. When she’s not with her family, Pat enjoys travelling and giving back to her community through her efforts on the Planning Giving Committee at Providence Catholic High School. \n

Crystal Thies, also known as the LinkedIn® Ninja, is the founder and CEO of Crystal Clear Buzz, LLC, a company focused on helping companies and individuals utilize social media for sales and business development. Although well versed and experienced in all social media, Crystal specializes in the utilization of LinkedIn® for both B2B and B2C companies. The strategies, methodologies and philosophies that she advocates were developed completely by her through her own use as a salesperson and small business owner. Daily trial and testing are her modus operandi for staying on top of the ever evolving and changing LinkedIn® platform. As a past financial planner, she is also one of the few social media experts who understand the unique challenges faced by those regulated by FINRA and the SEC in utilizing LinkedIn®. The Crystal Clear Buzz LinkedIn® Ninja provides training, customized strategies, and even outsourced services such as LinkedIn® profile and company page building, to help you and your company find prospects, build relationships, establish yourself as an expert and ultimately grow your revenues utilizing LinkedIn®. Her upcoming book “The Social Media Handbook for Financial Advisors” will be released by Bloomberg Press in July 2012.

Kim Sharan is the President, Financial Planning and Wealth Strategies, and Chief Marketing Officer for Ameriprise Financial, the country's largest financial planning company with approximately 10,000 financial advisors.\nSince 1894, Ameriprise has been helping clients plan for and achieve their financial goals. During the firm's 2005 spin-off from American Express, Ms. Sharan led the rebranding effort that took Ameriprise from a new brand to a Fortune 250 company today.\nMs. Sharan is responsible for driving the company's overall marketing strategy, as well as developing and executing programs that drive profitable growth and innovation. In addition, she is responsible for the direction of the firm's central consumer value proposition, financial planning. Some of her responsibilities include brand strategy, advertising, corporate identity, client and advisor communications, and the digital and social media strategies for the company. She and her team have been recognized with a variety of awards for their work, including several Financial Communications Society Portfolio Awards, which celebrate the best in financial services marketing.\nMs. Sharan is a champion of both women advisors and clients. She leads programs that support and build community for women advisors at Ameriprise, including the Franchise Women's Interest Network, with the goal of attracting even more women advisors to the firm.\nWith a background in the financial services industry encompassing more than 30 years of experience in markets across the globe, Ms. Sharan joined Ameriprise Financial in 2002 after holding senior leadership positions at Merrill Lynch and Citibank. Sharan received her B.A. in economics from Drew University and her M.B.A. from the University of Chicago Booth School of Business. \nMs. Sharan is passionate about giving back to the community. She serves on the board of Women Certified and the National Board of Girls Inc., a non-profit organization that inspires girls to be "strong, smart and bold" through research-based programs that build academic and life skills.\nMs. Sharan lives on Long Island with her husband Onkar.

Carrie S. Gallaway, CFP® is a member of The Sorensen Group at Morgan Stanley Smith Barney, a financial advisory group in New York City, that provides education planning, retirement planning, asset allocation, manager selection and liaison, risk management, estate planning and tax strategies.  Her goal is to take stress out of her client’s lives and provide them with piece of mind.  Her clientele consists of small businesses, high-net-worth individuals and families.\n Carrie started her financial career in 1998 at DLJdirect, Inc.  She joined Citigroup Asset Management as a portfolio associate in 1999 and subsequently became a financial advisor with Morgan Stanley Smith Barney and its predecessor firms in 2005.\n For the last three years, Carrie was selected for On Wall Street Magazine’s Top 40 Advisors Under 40 List.  \n Carrie graduated from Lehigh University in 1998 with a Bachelor of Science in Business and Finance.  In 2007 she received her CERTIFIED FINANCIAL PLANNING TM designation.  She is licensed for securities trading as well as life and health insurance.\nCarrie lives in Hoboken, New Jersey with her husband, Tony, and their daughter and son.  During her free time, Carrie loves partaking in outdoor activities with her family and enjoys traveling, downhill skiing, hiking and running.  \n

\n\n\n\nUntitled Document\n\n\n\n\nBeata Caranci holds a Master’s Degree in Business Economics. She has been conducting economic analysis in the financial industry since 1998. Prior to joining TD Economics, she worked nearly four years on a trading floor providing economic analysis to foreign exchange, money market and bond desks.\n Beata is the Vice President and Deputy Chief Economist (U.S. and International) for TD Bank. In her current role, Beata heads a team of economists and travels across North America speaking on economic and financial trends for the U.S., regional and international economies. She is frequently quoted by the media and writes reports on a wide array of subjects, including U.S. and state developments in labor markets, housing markets, commercial real estate, monetary policy and inflation.\n Beata sits on a number of committee’s within TD Bank, including the Choice@work Committee and the Women in Leadership Committee for corporate operations.\n