Banco Popular de Puerto Rico

Rick Oglesby is a partner at Double Diamond Payments Research and head of product consulting services at Double Diamond Group. He began is career as an underwriter with Chase, and had a ten year stint with American Express, including stops in Latin America, Asis an Europe. After Amex, he spent five years with TSYS Acquiring Solutions in new product development, product management and M&A roles. He also covered emerging payments and other payment acceptance technology and business matters as a senior analyst with Aite Group.

Dinesh Verman is head of product management for global transaction banking at Nucleus Software Exports Ltd. In his current role, he heads Product Management and Domain Consulting function for the Global Transaction Banking solution from Nucleus Software Exports Ltd. He brings with him over 18 years of hands on experience in banking (retail & wholesale) and IT consulting in areas of Product Management (Core Banking, Transaction Banking & Internet Banking solutions), Domain Consulting, Banking Operations, Trade & Treasury.

Serge Elkiner is Co-founder and Chief Executive Officer of YellowPepper, an innovative company that provides mobile-banking and payment solutions across Latin America.Under Serge’s leadership, YellowPepper is revolutionizing the banking and payments industry by making mobile payments a reality. His unique vision is bearing fruit forging partnerships with major banks, financial institutions and business enterprises alike. Across the region, YellowPepper currently provides financial services to more than five million monthly users.�On the heels of YellowPepper’s success in the Latin American mobile banking space, Serge moved the headquarters to Miami, Florida in 2012. Under his tutelage, the company recently raised a $15 million Series C venture round, bringing the total funding to $33 million. Overall efforts now support the sharpening of the company’s focus on the mobile payments industry with the launch of its latest product Yepex.Serge was co-founder and CEO of CorQuest Medical, a company that specializes in developing medical equipment and technologies to facilitate minimally invasive cardiac surgical procedures, which sold to Cardio3 BioSciences, a publicly traded Belgian company, in 2014.�Prior to YellowPepper, Serge served as Vice President of Business Development at HelloTech Technologies, an Israeli firm providing remote monitoring and mobile payment solutions for vending machines.Born and raised in Brussels, Serge earned a Bachelor of Science in Accounting from Boston University.�

Tom Pierce is Chief Marketing Officer for Cardtronics, the world’s leading retail ATM owner/operator.� Making ATM cash access convenient where people shop, work and live their lives, Cardtronics is at the convergence of retailers, financial institutions, prepaid programs and the customers they share. Cardtronics owns/operates more than 110,000 retail ATMs in the U.S., U.K., Canada, Mexico, Germany and Poland.Since joining Cardtronics in 2010, Mr. Pierce has been responsible for leading global marketing, public relations and communications efforts, including brand management, market research, consumer promotions and the development and implementation of marketing strategies to drive ATM transactions and Cardtronics’ relevance in the retail environment.� �Prior to joining Cardtronics, Mr. Pierce served as Vice President – Marketing Strategy for FIS, a leading payment and financial technology solutions provider for financial institutions and retailers. Before his role at FIS, he held senior marketing leadership positions with Metavante Corporation, Wausau Financial Systems, and Journal Sentinel Inc., the largest newspaper in Wisconsin.Mr. Pierce holds a Bachelor’s degree in journalism from Marquette University.�

Phil is currently responsible for managing and growing the BB&T portfolio of prepaid card products. Prior to BB&T, he worked for MasterCard Worldwide where he held positions in account management, payments strategy, and corporate development. Phil began his career managing strategy engagements for Deloitte Consulting.� He has an industrial engineering degree from Georgia Tech and an MBA from the University of North Carolina, Kenan-Flagler Business School.

Ross Bobenmoyer is a Vice President and the Information Security Officer for Republic Bank & Trust Company based in Louisville, KY.� He has spent the past 20 years in various security, technology, and compliance roles in the banking and healthcare industries.

Mr. Majors is the founder of Phoenix Marketing International Payments Systems Practice research division, and has more than thirty years of consulting and project management experience covering many areas of banking and technology research, including managing an annual ATM industry tracking study since 1980 and a Consumer Payments Preferences study which has run for more than 10 years.� Each year, Mr. Majors and his group interviews thousands of banks, thousands of corporations and tens of thousands of consumers on all aspects of the payments landscape. Phoenix Payment Systems Practice’s primary research efforts include analysis and forecasting to measure and project the impact of emerging technologies on the use of traditional banking and payment systems and services. This effort includes annual tracking studies in ATMs, Mobile Banking, Branch Technology, and B2B and Consumer Payments. Mr. Majors has managed over 200 projects in financial services research.Mr. Majors is a noted industry speaker with appearances at industry conferences including the National Postal Forum, Bank Administration Institute (BAI), NACHA, IFO/TAWPI and Smart Card Alliance events and conferences. For the past several years, Mr. Majors has been a member of the Board of Advisors to the Federal Reserve Bank of Boston’s Survey of Consumer Payment Choices.

Gizelle Barany is General Counsel of Marqeta, Inc., Gizelle is a seasoned financial services and regulatory attorney with over ten years of experience in the prepaid industry. Prior to joining Marqeta as General Counsel, Gizelle served as Senior Corporate Counsel for Blackhawk Network, Inc., an early and innovative leader in the industry. Gizelle's experience includes providing strategic, practical and creative legal solutions to a variety of complex regulatory, compliance and commercial challenges.Additionally, Gizelle has collaborated closely with lobbyists on strategy and approach, educating Members of Congress and federal regulators and preparing proposed legislation and regulatory comment letters. Gizelle has participated as a strategic and technical contributor to the NBPCA board and executive committee and government relations working group. Gizelle has also given presentations on prepaid regulatory and compliance issues at several industry conferences.