Banco Popular de Puerto Rico

NICOLE IBBOTSON is General Counsel at ITC Financial Licenses, Inc. an InComm company.� Ms. Ibbotson oversees domestic and international legal and regulatory matters for all Financial Services programs offered by InComm and its affiliates. �InComm's 400,000 partner locations generated over $20 billion in retail sales of prepaid and other financial products throughout 26 countries in 2013. Her expertise extends generally to strategy, product innovation, negotiation, drafting and M&A, and more specifically to regulatory compliance and legislative affairs relating to network-branded cards, money transmission, virtual currency, mobile payments, bill payment and related financial technology services. Prior to InComm, Ms. Ibbotson practiced with Paul Hastings’ payments group counseling global payment companies, card associations and financial institutions, and with Morris, Manning & Martin’s financial technology group counseling start-up and mid-size payment companies and financial institutions.

Darrell MacMullin has driven successful new payment and commerce innovations for the past 15 years, including the launch and leadership of PayPal during its first eight years in Canada. He has worked closely both as an advisor and investor with entrepreneurs, developers and industry partners to accelerate the growth of new FinTech payments and commerce experiences. Darrell provided thought leadership and innovation expertise for the convergence of online, mobile and offline into one commercial stream with government, banks and new FinTech companies. Prior to PayPal Darrell was part of the successful launches and rapid growth of eBay and Chapters Indigo online into leading commerce players.

Suneera Madhani is CEO and founder of Fattmerchant, a subscription based merchant services provider.

Chiro Aikat is Senior Business Leader, U.S. Product Delivery (USPD) for MasterCard Worldwide.� Mr. Aikat has led the creation of the Debit Delivery vertical within U.S Product Delivery that was responsible for the successful execution of many Debit flips and Brand conversions that directly contributed to US Markets increased Debit share. Currently, Mr. Aikat is leading the creation and management of the Go to Market Team within USPD that is responsible for the creation and execution of US market level strategies like EMV, Durbin and Merchant Settlement. Prior to moving into U.S. Markets, Mr. Aikat held various positions within Customer Implementation Services (MasterCard Technologies). Responsibilities range from leading and supporting the Asia Pacific region with customer implementations and setting overall MA customer implementation strategy and processes for new emerging products like PayPass.�Mr. Aikat has over 13 years of experience in the payments industry and with MasterCard Worldwide. Mr. Aikat holds a B.S. in Business Administration from Saint Louis University.

Scott Laliberte is a Managing Director with Protiviti, a global consulting firm. He leads the Vulnerability Assessment and Penetration Testing segment within the firm’s IT Consulting practice.

Rich Wagner is CEO and founder of Advanced Payment Solutions, a London-based payment technology and financial services company.

Anil Kaul is the chief executive officer at Absolutdata. Kaul has more than 20 years of experience in marketing, strategic consulting and quantitative marketing. Before founding Absolutdata in 2001, he worked at Personify and McKinsey & Company.

Frank Keating, former Republican governor of Oklahoma, is president and CEO of the American Bankers Association. He also served Presidents Ronald Reagan and George H.W. Bush in the Treasury, Justice and Housing departments.

Dana V. Syracuse is Counsel in the New York office of BuckleySandler LLP. His practice focuses on regulatory, compliance, and enforcement issues surrounding digital commerce, virtual currencies, payments, money transmitters, marketplace lending, and privacy and data risk. He is also experienced in matters involving anti-money laundering, Bank Secrecy Act, and Know-Your-Customer matters, and sanctions monitoring programs for international financial services clients. Mr. Syracuse’s experience with FinTech issues positions him as valuable resource for companies in an increasingly digital business environment.Prior to joining BuckleySandler, Mr. Syracuse served as Associate General Counsel in the New York Department of Financial Services (NYDFS). While at the NYDFS, Syracuse helped oversee the Department’s strategy regarding emerging payment systems, virtual currency, and blockchain technology, the drafting of New York State’s BitLicense virtual currency regulation, and the chartering of New York State based virtual currency exchanges. He also worked extensively with other states, through organizations such as the Conference of State Bank Supervisors, on the development of state and federal regulations and standards governing cybersecurity, money transmitters, emerging payment systems, and virtual currency market participants. Mr. Syracuse helped develop the NYDFS strategy for the review of cyber security standards of its regulated institutions, oversaw the revamp of the NYDFS cyber security examination process, helped implement targeted risk assessments of its regulated institutions’ cyber preparedness, and took steps to assess the cyber security risks presented to the banking and insurance industries and those posed by third-party vendors. Before joining the NYDFS, Mr. Syracuse served as Assistant Attorney General, Taxpayer Protection Division, in the Office of the New York State Attorney General.Mr. Syracuse is a frequent speaker on banking regulation issues, cybersecurity, emerging payment systems, blockchain technology, virtual currency regulation, and the New York False Claims Act. He received his J.D. from Brooklyn Law School and his B.S. from New York University.�