Banco Popular de Puerto Rico

Tim Pawlenty is the CEO of the Financial Services Roundtable, a former two-term Minnesota governor and was a candidate for president.As a former two-term governor of Minnesota, he oversaw a $50 billion biennial budget, led 30,000 state employees, and managed 20 individual state agencies and departments. As chair of the Minnesota State Board of Investment, Pawlenty directed more than $60 billion in public and private investments during his tenure. He also served as chair of the National Governor's Association from 2007-2008 and chair of the Midwest Governor's Association from 2006-2007.

William Grossman is a senior compliance officer at M&T Bank with a focus on the consumer collections unit.� Mr. Grossman has over 20 years� experience in the areas of collections, bankruptcy and commercial litigation, having spent 17 years as in-house senior counsel at Niagara Mohawk/National Grid. He has been a speaker at several national conferences regarding utilities debt collection and bankruptcy.

Brandon Benson,�CISSP, QSA, P2PE-QSA, is a Security Analyst at SecurityMetrics. Benson provides security consulting services and PCI compliance assessments for organizations across the globe and assessed the world�s first P2PE-validated solution in 2013.

Jeff Fincher has over twenty five years of leadership experience in the financial services industry.� Jeff joined Visa Inc In June of 2012 and leads the Business Development efforts for the Partnership Development division. Prior to joining Visa in June,, Jeff held senior level positions at MBNA America and Bank of America.Jeff began his career at Illinois National Bank and later moved to Marine Bankcard Corporation in Milwaukee, Wisconsin where he managed an agent bank credit card business with over 250 financial institutions in a six state region. In 1989 Jeff joined Maryland Bank NA and was one of the original members of the management team that formed the Financial Institutions Division.Jeff led the Corporate Development and Acquisitions group at MBNA for over ten years and is widely regarded as a key contributor to the rapid growth of MBNA. Jeff completed over 180 unique transactions and managed all phases of the acquisitions process including valuation, due diligence, contract negotiation and platform conversion.Following the completion of the merger between MBNA America and Bank of America in 2005, Jeff expanded his responsibility as the Business Development Executive for the combined credit card business and managed a multi-functional group that included National Sales, Partnership Renewals, Portfolio Acquisitions/Divestitures and Secondary Lending.In 2010 as the payments industry was facing unprecedented regulatory change Jeff joined the Payment Network Center of Excellence at Bank of America, serving as the senior relationship executive for global network partners Jeff developed the strategies to both optimize the value exchange between Bank of America and the payment networks, and ensure compliance with the provisions of the Durbin Amendment.�Jeff has served on the Bank of America Card Services Credit Risk Committee and the MBNA Senior Operating Committee. He has been called as an expert witness in credit card litigation in the United States and Canada and has advised on joint venture opportunities in Spain and Mexico.

Craig Vallorano is Executive Vice President for Business Development and Strategy for Citi Retail Services, which provides consumer and commercial credit card products, services and retail solutions to retailers across the U.S.Before accepting this role in 2011, Craig led all Partner Management activities for Retail Services. He joined Citi in 2000, and has more than 25 years of experience in the financial services industry, working previously for Fleet Mortgage Group and for 15 years with GE Capital.Mr. Vallorano is a Summa Cum Laude graduate of the University of Illinois, holding a Bachelor of Science degree in Finance.

Bob Russo is the General Manager of the PCI Security Standards Council. He works with representatives from American Express, Discover, JCB International, MasterCard, and Visa Inc. to drive awareness and adoption of the PCI Data Security Standard�

Mr. Rianda has provided legal advice to the bankcard industry for over 10 years. In addition, he worked in the industry for 3 years as the Chief Operating Officer for an Independent Sales Organization with over 150 employees. Consequently, Mr. Rianda is able to provide business advice as well as legal advice to agents, ISOs, merchants and others that are involved in the bankcard industry.

Phil Dorczuk is a Senior Associate with Brightline, where he specializes in PCI DSS assessments and gap assessments. Prior to BrightLine, Phil specialized in Cisco network equipment installation and configuration.�