Retirement planning

Many would argue the retirement fund is archaic, inelegant and user-unfriendly. Is it time for something new?

Investors are advised to reduce their risk capacity and get their portfolio ready for the distribution phase once they are within five years of their retirement.

Ask the right questions because rules differ by country and employee classification.

While delaying Social Security can maximize retirement benefits and boost income, some clients have financial circumstances that make an early retirement a better option.

Get ready to have these conversations with clients given the surprising election results.

Advisers and experts offer insights about the changes and issues the industry will face next year.

Clients can claim a tax deduction for Medicare premium payments and contribute to a tax-advantaged spousal IRA if they continue working.

Advisers can turn that pessimistic outlook into better preparedness.

Help clients filter out the noise around potential changes to the system.

Investors nearing retirement should make sure their portfolios are diversified and consider alternative assets, such as real estate, commodities and annuities.

Help clients filter out the noise around potential changes to the system.

For starters, the full retirement age will increase for those born in 1955.

Studies have found that as many as 25% of records contain errors that can reduce benefits.

High-net-worth clients can be baffled by a number of trust vehicles that minimize the tax liability on IRAs. Here’s how advisers can guide them.

Although some income is withheld, benefits can be higher down the road.

Anticipation of auto enrollment features is expected to change the way advisers serve their clients.

Here's why filing for Social Security benefits at the wrong time may mean a less fulfilling retirement.

Watch clients’ eyes light up when they are told about postponing benefits.