Retirement planning

Although sequencing is recommended when developing a retirement withdrawal strategy, retirees need to take a more flexible view since their tax situation varies from year to year; plus, how to figure out the amount of your client's IRA required minimum distribution.

Marketing and DC plan specialists from SEI Institutional Group discuss the meaning behind the phrase; the 'DB-izing of the DC plan.'

Policymakers and other experts are debating just how much pre-retirement income should be replaced by Social Security; plus, student debt and savings don't add up.

"In the small plan market, we try to bubble wrap the plan sponsor from fiduciary issues," says John Hancock Retirement Plan Services CEO Peter Gordon.

A 25-year-old employee with $40,000 in annual income can expect $190 more per month in retirement by saving $33 more per month now. But if clients have reached 50 with little savings, here’s how to help.

Most families muddle their way through. Your goal is to make the muddling a little more sensible.

Only 25% of retirement savers who qualify for this tax credit are familiar with it, according to a new survey; plus, the two best ways to structure a QLAC.

Few independent firms will be unaffected by the change, and if they don’t get cracking, they may "find themselves in a costly and time-consuming game of catch-up," argue Robert Cirotti and Gabriel Garcia of Pershing.

A new study finds that 36 online calculators provide "extremely misleading" advice about retirement planning; plus, dreams of living well in retirement dim for Americans.

Over half of people in their 60s have done no retirement planning in the past three years, according to one survey; plus, Medicare's biggest problem is not what your clients think.