Retirement planning

The strategy could provide lifelong cash flow by trimming longevity risk.

Whether they have a mortgage does not affect the capital gains calculation, according to a CFP.

Retirees should ensure that they take their first required minimum distribution from their tax-deferred retirement account in the year they reach 70 1/2 or face a 50% penalty.

Conventional wisdom is that 60/40 portfolio is highly effective. But there could be a better way to accompany large-cap U.S. stocks than U.S. bonds.

Most Americans would prefer to age in place, but sometimes the costs make it impractical. Here's how to help.

When it comes to planning, hitting financial goals is only part of the story.

For a retired military service man, delaying his Social Security would mean he's not subject to the earnings test that can reduce his check by $1 for every $2 he earns over the current threshold of $17,040.

Ignoring lessons from past income-boosting strategies can lead to disastrous results.

It’s the Roth’s 20th birthday. Where is everyone?

High-yield or junk bonds, equities, and real estate investment trusts are excellent investment options for IRAs.

Retirement location "matters just as much to your tax bill as what you have,” an expert says.

Health savings accounts can add substantial value to client relationships, advisors are told at the Schwab Impact conference.

Indeed they are. Not only are they less healthy, they are more likely to worry about not having enough funds for housing, utilities and other necessities.

The tax cut proposal would not benefit retirees because most of them either owe no federal income taxes or face a modest tax burden.

Employees aged 50 and above would no longer be able to make catch-up contributions on a pretax basis to their retirement plans under the Senate version of the GOP tax proposal.

Where your client resides may determine how much they'll need to pay.

A health savings account can be used to cover medical bills and can also be a great savings vehicle for retirement.

Few Americans have coverage today even though most will need it after they turn 65, LIMRA says.

ETFs with specific approaches can yield tactical dividends.