Retirement planning

It doesn't necessarily make sense to pay off student loans early if that means foregoing saving for retirement; plus, how the life-expectancy gap between rich and poor skews Social Security.

Today's young workers can learn from their parents' example on making early sacrifices and managing debt wisely; plus, how clients can save by automating their portfolios.

These are fundamentally different ideas for retirement income planning, but it doesn't need to be an either/or situation; plus considerations for clients looking to work in retirement.

Worries grow over retirement security, according to new research from IRI.

"I think it’s too soon to call this version anything close to a victory for either consumers or the financial services industry," writes John Taft, CEO of RBC Wealth Management.

Clients may contribute less than the maximum if they're carrying high-interest debt or need funds for education or a new home; plus, why raising the retirement age is a bad idea.

The low-cost, passive trend may be accelerated because of new fiduciary rules issued by the Department of Labor.

Out of about 76 million baby boomers in the United States, approximately 35 million of them lack any retirement savings and that statistic appears to be getting worse.

More retirees would delay Social Security if they had this option, which wouldn't cost the government anything, says a contributor; plus, three questions for nearly retired clients.

An advisor’s omission leads to a big reward for a client.

Client should consider their life expectancy and get a cash-refund policy so their loved ones can inherit the money in case they die before the payouts start.

To get a head start on the new rules, Janus Capital’s Matt Sommer suggests these smart moves.

Retirees should expect lower returns going forward, but the safety of bonds still warrants a place in their portfolios; plus, considerations before taking Social Security early.

The Labor Department finalized an amended version of its fiduciary rule, providing wealth management firms a lengthier timeline for implementation as well as more relaxed requirements for the best interest contract exemption.

Why some industry experts say long-term interest rates may soon reach historic lows; plus, will change come to the Social Security windfall elimination provision?

The timeline for implementation is extended, and proprietary products won’t be effectively banned.

Voices: Abuses in investment advice need to be stopped. But a law without teeth is worse than no law at all.

Ways the DoL's new fiduciary plan is expected to directly affect advisors; plus, how clients can contribute to a Roth IRA if they're already retired.

The benefits will have no impact on their former spouse's retirement benefits; plus, what clients need to know about their IRAs.

It has ramifications for generations, but few investors may be prepared to confront it.