Client communications

CFPs aren’t excused from acting as fiduciaries — even if they work at a firm that requires them to recommend proprietary funds.

“I do not meet anyone in person and that's intentional,” says one financial advisor.

Someone with a long-term investing horizon is generally not helped by bailing out of a well-diversified, multi-asset portfolio. Here are some options for them, and some talking points for you.

Working with caregivers, an advisor learned valuable lessons.

Buyers and sellers both can benefit from a formula based on the future performance of the business, rather than a metric of current performance.

“If retention is an important factor for an employer, financial wellness is quite worth the investment,” one benefits consultant says.

Their answers to these queries reveal unconscious beliefs that undermine their planning — and yours.

When the going gets stressful, the stressed can go AWOL, leaving the advisor in limbo.

Deciding what does or doesn’t constitute a “material change” can be a tough call.

Can more education boost the popularity of these funds?