Employee benefits

Your late clients' surviving spouses or children are entitled to a $255 lump-sum death benefit, as long as they meet these requirements.

79% of people supported raising the full retirement age to 68 from 67, according to a survey from the University of Maryland, which could reduce benefits even for those who wait until 70 to retire.

Why it's a good time to invest even small amounts into 401(k) and Roth IRA accounts. Plus, avoiding the capital gains hit.

Clients are likely to overlook the possibility of portfolio failure, unexpected financial responsibility and health issues.

The U.S. ranks poorly among 14 developed nations, with U.S. females having the shortest life spans and U.S. males the second shortest.

Even when they have a retirement plan, it is likely to be astronomically more expensive than those offered by large companies.

The one-size-fits-all approach may not suit everyone as circumstances vary. Investors may consider a managed account, plus a robo, which is an inexpensive alternative.

The 401(k) and IRA rollover business is going through its own phase of disruption.

The amount a client gets back from the government can go right into an IRA for added benefits now and in the future. Plus, keep a parent's savings alive, even if they're not.

With the full retirement age increased, the advantages of waiting until age 70 have been somewhat diminished.

Proponents of defined-contribution plans envisioned them as supplements to defined benefit plans; they didn't anticipate that 401(k)s would largely replace pensions.

Here's how clients can get around income limits and continue making contributions. Plus, tips for updating a client's financial plan now and dramatically increasing wealth after the IRS gets paid.

On average, workers in 2015 put 6.8% of their salaries into 401(k) and profit-sharing plans, according to a recent survey.

There are limits to how much clients can contribute — exceeding these thresholds can result in costly penalties.

Why advisers should use age-banding to plan for retirees’ spending levels to flex and adjust.

92% of 401(k) participants are unaware of the fees they pay in their plans, creating the potential to lose a substantial amount of retirement savings

Retirees can hear different perspectives from other patients and learn more about their medical conditions.

How the new regulation will affect a planner’s advice.

Many Americans are facing bleak retirement prospects as a result of the current do-it-yourself retirement system.