Health and wellness

When trying to predict and plan for Alzheimer’s, diabetes and other genetic diseases, certain tests seem attractive. Are they worth the time and money?

A widely held view is that a lot of spending is wasted on “heroic” measures at the end of life, but it’s difficult to know which patients are in their final year.

Millennials are already behind in savings compared to where their parents stood at similar ages.

Many of the bill’s provisions are taken from the Retirement Enhancement and Savings Act, which enjoyed some bipartisan support.

With an elderly client suffering from Alzheimer’s, the family turns to the advisor for help in making tough decisions.

Assisted-living expenses increased 7%, according to one study, which is triple the rate of inflation.

Clients should turn to their own timeline before making any changes to their portfolio during a market correction.

While tax reform has been a mixed bag for muni bonds, a few factors working in their favor include constrained supply this year, as well as historically low defaults.

Premiums appear to be stabilizing finally and even dropping in some states.

About that tax deduction, it’s not enough of a reason to keep a mortgage. Remember, it’s only a deduction, not a credit.

Those new to Medicare may not realize they need to buy a separate policy to cover prescription drugs. There are some partial exceptions, but even in those cases, coverage can vary.

IRS rules allow clients in certain circumstances to tap their retirement accounts before the age of 59 1/2 without a 10% penalty. But this still should be considered a last resort, an expert says.

Among current retirees, the numbers aren't much better: 60% of them have not calculated how much health care costs impact their savings.

Cost of living is a key consideration, but a retiree’s goals and objectives are also important.

Advisors must be wary of “making permanent decisions based on a temporary law,” an expert says.

Planners can help empower clients facing a transition that can feel "lonely and daunting."

The right health insurance is all that’s needed to use this triple-tax advantaged savings account.

The firm tapped the co-working company WeWork to design new offices, which span more than 100,000 square feet.

Clients are advised to start looking for coverage in the marketplace, which will be open for 2019 enrollment from November 1 through December 15.

Clients making arrangements for family caregivers need to communicate their plans to other relatives to avoid squabbles down the road.