Healthcare costs

Those new to Medicare may not realize they need to buy a separate policy to cover prescription drugs. There are some partial exceptions, but even in those cases, coverage can vary.

Among current retirees, the numbers aren't much better: 60% of them have not calculated how much health care costs impact their savings.

Cost of living is a key consideration, but a retiree’s goals and objectives are also important.

Clients are advised to start looking for coverage in the marketplace, which will be open for 2019 enrollment from November 1 through December 15.

Clients making arrangements for family caregivers need to communicate their plans to other relatives to avoid squabbles down the road.

In some cases, amassing a large IRA can have unforeseen negative consequences, including higher Medicare costs. Here’s how Roth conversions and other strategies can help.

The worry that many clients feel about the possible reduction in their future retirement benefits as a result of Social Security's dwindling trust fund is misplaced, says expert.

The average retiree may need to save far less than you are currently projecting.

Debt among 65-year-olds has increased by 48% between 2003 and 2015, according to research by the Federal Reserve Bank of New York.

While many retirees have prepped well for whatever the economy and markets may bring, far too many others have not, an expert says.

It's not easy to talk about health and sickness with clients, but advisors must explain the options.

Advisors should frame health care costs as an annual expense rather than a lump sum, which is demotivating for investors, according to Vanguard.

Even high-net-worth clients are reluctant to discuss LTC planning, a new survey finds.

Clients saving for retirement are advised to overweight their portfolio with small-cap value stocks and funds. Here's how.

The health-care program for the elderly and disabled covers about 58 million Americans.

Advisors should coach their clients not only on their finances, but on health care options, as well.

Advisors have very little power to fix the health care system, but they can help others manage skyrocketing medical costs.

A recent report from Democrats on the Joint Economic Committee says that Social Security is being threatened, and the federal government should consider modernizing and enhancing the program.

Even if a client does not use the triple tax advantage of these accounts, the benefits are still valuable.

Lottery winnings of retirees will not result in a lower retirement benefit, as the windfall will not be subject to the earnings test.