Retirement planning

For some seniors, reducing adjusted gross income generates an extra tax break.

Women over the age of 65 are twice as likely as men to live in poverty in retirement because of lower wages, more time spent out of the workforce and lack of access to retirement savings plans.

Ways your elderly clients can avoid becoming the victim of a scam; plus, what you need to know about Social Security benefits and what to do if your clients' 401(k) stinks.

If a client old enough to receive Social Security benefits has dependent children, it could affect the calculus as to when the parent should start collecting benefits

Clients who keep working will see healthy gains in Social Security benefits and other financial perks.

When clients must take required minimum distributions after age 70?½, payouts can provide monthly cash flow.

How clients might benefit from putting a hold on certain retirement strategies; plus, tailoring retirement plans to small businesses and tips to reduce all that IRA paperwork.

Having both a pension and Social Security benefits can complicate tax and retirement planning. Here's how advisors are meeting the new challenges.

How policy makers should address the growing state-run pension shortfall; plus, why the last check your client writes should bounce before they die and tips for clients to retire early without giving up what they love.

How planners can best advise clients wanting – or having – to work longer.

Head of industry group lobbying against the Labor Department's proposal is hopeful that the final regulation will address compliance objections and expand permissible transactions.

Lower-earning spouses could take their benefit at full retirement age, while the higher-earner could get a spousal benefit until they claim their own at 70

Ways for clients to aid living costs by earning from their 401(k); Plus, why investing is so complicated and how to make it easier for clients

The IRS recently supported two tactics to build up such individual retirement accounts.

Income funds that invest in a wide range of asset classes may appeal to clients who are looking for cash flow.

How clients who retire early can increase their payout by claiming a spousal benefit; Plus, 12 steps to a stronger 401(k).

Hybrid annuities can be a good choice for investors who still need growth but don't have 30 years to invest in the public markets.

A startup named FeeX says it has an automated service that calculates the fees in an old 401(k)s and recommends whether a rollover (and which kind) makes sense.

FIAs typically are deferred annuities, falling into the fixed rather than the variable category. However, investors' returns aren't fixed.

Tips for clients on selecting the proper coverage when enrolling in Medicare, behaviors that can sink your client's retirement and seven questions to for clients to consider before deciding to retire.