Retirement planning

Various calculations typically put the break-even point in the late 70s or early 80s. Given the math, when should people wait until age 70?

As the baby boomer client base enters retirement, financial planners need new ways to handle Social Security claiming strategies.

Comprehensive retirement planning needs to help aging clients prepare for the non-financial risks that they face, from broken hips to dementia.

Under Social Security's current rules, any amount of earnings after age 66 won't reduce lifetime payouts.

If clients are still working, starting Social Security before age 66 may cause even further reductions in their current benefits. But there are instances when it make sense to claim early.

Social Security personnel don't always give full information when clients inquire about benefits

Advisors should include Social Security benefits not just in income calculations, but as an integral part of the bond/annuity portion of clients' portfolios.

The ssa.gov website offers several tools for advisors and clients to project retirement income.

Once clients have a realistic idea of what to expect, advisors can help them reach a target number for retirement savings.

These products may offer better exposure and liquidity for your clients investing in the bond markets.

Amid persistent criticism from industry groups, a Labor Dept. official says the comment process will be pivotal to getting the fiduciary proposal right.

Handling taxes for both Social Security benefits and plan distributions can be confusing. Here's how to help clients.

What marriage equality means for Social Security benefits; Plus, why couples have to negotiate their visions of retirement.

Analysis: The advisor's role goes beyond getting clients to save more for retirement.

Retirement planning is becoming a bigger priority as the oldest members this "401(k) Generation" turn 50, presenting an opportunity for advisors.

Bad retirement advice forced a woman to take a job earning little more than minimum wage to make ends meet, her lawyer says.

Clients are advised to reconsider including target-date funds in their 401(k) plan; plus, why clients shouldn't convert all their IRA savings to Roths.

Female clients have a more positive outlook when it comes to approaching retirement over their male counterparts, according to a new study.

Although the 4% initial withdrawal rule has historically done well for retirees, it may not always produce the same results; Plus, tips for retirement savings and why bonds should be a part of your client's portfolio.