Retirement planning

Nearly 875,000 employees increased their 401k contributions in 2010, a 21% increase over 2009’s level of 721,000 employees, according to Merrill report.

According to a new study, for many women, retirement means living single and that requires more preparation, and more advisor aid.

And 27% have no personal savings, a Harris Poll shows.

PHOENIX-- About 40 years ago, they were told to cut their hair and find a real job.

Just over one-third, 34%, of Americans have no retirement savings, and 27% have no personal savings, a November 2010 survey of 2,151 by The Harris Poll found.

Advisors need to consider a Net Unrealized Appreciation calculation, according to C. James Johnson, a presenter of retirement planning and tax strategies for Allianz Life Financial Services.

Fidelity Investments on Wednesday announced a new website, “Income Answers” (www.fidelity.com/incomeanswers), to help plan participants nearing or living in retirement manage their money responsibly so that they will have enough income to live on throughout their retirement.

When planning for retirement, all possible risks must be considered and evaluated. One of the most commonly overlooked is the potential need for long-term healthcare for you and/or your spouse.

Retirement expert says far too many of the tens of millions of Baby Boomers reaching retirement age in the next decade are financial unprepared for their golden years. And it's hurting everyone.

The marketing campaign, “Two for Tomorrow,” is based on the 2% reduction in Social Security payroll taxes.

Bank of America has reorganized its personal retirement solutions business into five areas, according to an internal memo released late Jan. 20.

Retirement at 65 is no longer the norm. But can Americans really afford to work longer?

Looking at the most probable future reduces uncertainties to a more manageable level while not concealing risks.

The majority of baby boomers intend to have a more active lifestyle in retirement than their parents, as well as a better standard of living.

AARP and Charles Schwab are partnering to offer AARP members financial guidance through Schwab.

While middle America struggles to save for retirement, one would expect wealthy people to be in far a better position to save.

Many mass-affluent investors, those with $50,000 to $250,000 in investable assets, have thrown in the towel when it comes to long-term financial goals and are, therefore, more focused on short-term needs than they are on retirement.

According to an internal memo released late Thursday, the company is restructuring the unit into five areas.

A greater number of U.S. households are at risk of falling short of money in retirement because of the housing and financial crisis, according to a report.On Thursday, the Employee Benefit Research Institute released a new report that found that between 4%-14% more U.S. households are at risk of not having enough income to cover basic expenses in retirement. Those at-risk households are primarily those who had smaller 401(k) plans and/or individual retirement accounts or had significant exposure to fluctuations in the housing market.

A greater number of U.S. households are at risk of falling short of money in retirement because of the housing and financial crisis, according to a report by EBRI.