Retirement readiness

Retirement may begin with a choice between starting benefits or taking distributions.

Funds targeting the industry's youngest retirement investors often take the most aggressive allocation strategies – which had the best five-year returns?

Baby boomers have not considered how they will pay the cost of enjoying their time in retirement, according to a new study from Merrill Lynch and research firm Age Wave.

Those still accumulating for retirement can also be affected but there are some important caveats, explains Michael Kitces.

These funds have the luxury of time to be more aggressive – which had the best five-year returns?

The federal plan does not cover some things such as hearing aids and dental care; plus, how age differences in couples affect their Social Security.

When retirement is still nearly two decades off, which funds posted the best five-year returns?

Which funds that are approaching their target year have had the best five-year returns?

Which funds that already reached their target year have had the best five-year returns?

Even as she helps clients prepare financially for the future, doctor and adviser Carolyn McClanahan knows "the future could be gone in the blink of an eye."

They also should reduce spending as much as possible and keep their investments in stocks for greater returns; plus, planning for the gig economy.

When it comes to choosing the best place to live, retiree clients have different priorities. Here are a few issues to consider.

Clients will want to know how much money they can spend each year during retirement. Here are five withdrawal strategies to consider.

Many of your clients will need to work past retirement age — but some of them don't see it that way. Here are five ways to change their minds.